Homeowners' Exemption
Who may qualify
Official source. Verified .
Savings
Official source. Verified .
First secured installment
Late after , subject to the county’s cutoff.
announced due date
Verified — Last verified . View source
Late after .
Pay by the county’s stated time and payment-method cutoff. This is a daily build snapshot.
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added.
Official source. announced. Verified October 24, 2026.
A specified date falling on Saturday, Sunday or a legal holiday permits the action on the next business day.
If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)
Official rule. Verified October 24, 2026.
Not tax or legal advice; confirm with your county. Dates are shown as published by the source.
Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.
| Area | Median annual tax paid | Median home value | Effective rate estimate |
|---|---|---|---|
| San Joaquin County | $3,960 | $530,700 | 0.75% |
| California | $5,124 | $734,700 | 0.70% |
| United States | $3,119 | $332,700 | 0.94% |
San Joaquin County’s effective-rate point estimate is 0.05 percentage points above California’s and 0.19 percentage points below the US estimate.
Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not statutory rates or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.
Annual taxes: $3,960 (90% margin of error: ±$68). Census table B25103_001E. Verified October 24, 2026.
0500000US06077|3960|68|4351|88|3017|133
Home value: $530,700 (90% margin of error: ±$6,613). Census table B25077_001E. Verified October 24, 2026.
0500000US06077|530700|6613
Annual taxes: $5,124 (90% margin of error: ±$17). Census table B25103_001E. Verified October 24, 2026.
0400000US06|5124|17|5839|17|3825|19
Home value: $734,700 (90% margin of error: ±$1,307). Census table B25077_001E. Verified October 24, 2026.
0400000US06|734700|1307
Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E. Verified October 24, 2026.
0100000US|3119|4|3489|4|2576|4
Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E. Verified October 24, 2026.
0100000US|332700|236
Due dates and filing windows, in one view.
Today:
Assessment notice: not yet verified.
Download announced dates (.ics)Only announced dates are included, with a reminder seven days before. Re-download after dates change.
Official source. Verified .
Official source. Verified .
A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.
Official source. Verified .
Official source. Verified .
Official source. Verified .
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Official source. Verified .
First secured installment: November 1, 2026 (announced). Second secured installment: February 1, 2027 (announced).
Use the official payment portal: https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes. Online, Phone, Mail, In person
First installment: 10% after December 10, 2026. Second installment: 10% plus $10 after April 12, 2027. Both cutoffs are 7:00 PM Central (5:00 PM county local time).
E-check free; debit card $3.49 per transaction; credit card 2.29%, minimum $1.35.
Notice of 2026-2027 Secured Property Tax Due
Verified
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added.
Verified
If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)
Verified
The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.
Verified
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added. The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.
Verified
Pay Taxes or Obtain a Tax Bill Online
Verified
There are four ways to pay your taxes: online, by phone, by mail, or in person.
Verified
e-check (electronic check using bank account) Free Debit Card $3.49 per transaction Credit Card 2.29% of total amount paid minimum charge of $1.35
Verified
San Joaquin County Treasurer-Tax Collector's Office
Verified
44 North San Joaquin Street, Suite 150 Stockton, CA 95202
Verified
44 North San Joaquin Street Second Floor Suite 230 Stockton, CA 95202
Verified
July 2, 2026 through 5:00 p.m., November 30, 2026.
Verified
Clerk of the Board Office 44 North San Joaquin Street Sixth Floor, Suite 627 Stockton, CA 95202
Verified
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home. The home must have been the principal place of residence of the owner on the lien date, January 1st.
Verified
To claim the exemption, the homeowner must make a one-time filing with the county assessor where the property is located. A person filing for the first time on a property may file anytime after the property or claimant becomes eligible, but no later than February 15 to receive the full exemption for that year.
Verified
The Disabled Veterans' Exemption reduces the property tax liability on the principal place of residence of qualified veterans who, due to a service-connected injury or disease, have been rated 100% disabled or are being compensated at the 100% rate due to unemployability. An unmarried surviving spouse of a qualified veteran may also claim the exemption.
Verified
the claim form must be filed between the date of the eligibility event and on or before the following January 1, or 90 days after the date of the eligibility event, whichever is later. The claim form must be filed annually between January 1 and on or before February 15.
Verified
Tools for San Joaquin County, CA
Starts at the county’s Census median: $530,700. Change it to your best estimate.
Your home value × the county’s Census effective rate; your actual bill may differ.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US06077|3960|68|4351|88|3017|133
Official source. Last verified 2026-10-24.
A complete date-based penalty rule and its matching cutoff have not been verified here.
Not tax or legal advice; confirm with your county.
Check the official information
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added. The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.
Official source. Last verified 2026-10-24.
Check the exemptions that may fit. A “Yes” does not confirm eligibility; your assessor makes that decision.
Qualifying owners whose home is their principal residence on January 1.
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home. The home must have been the principal place of residence of the owner on the lien date, January 1st.
Official source. Last verified 2026-10-24.
To claim the exemption, the homeowner must make a one-time filing with the county assessor where the property is located. A person filing for the first time on a property may file anytime after the property or claimant becomes eligible, but no later than February 15 to receive the full exemption for that year.
Official source. Last verified 2026-10-24.
Qualifying veterans rated or compensated at 100% for service-connected disability, or qualifying unmarried surviving spouses; principal residence required.
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
The Disabled Veterans' Exemption reduces the property tax liability on the principal place of residence of qualified veterans who, due to a service-connected injury or disease, have been rated 100% disabled or are being compensated at the 100% rate due to unemployability. An unmarried surviving spouse of a qualified veteran may also claim the exemption.
Official source. Last verified 2026-10-24.
the claim form must be filed between the date of the eligibility event and on or before the following January 1, or 90 days after the date of the eligibility event, whichever is later. The claim form must be filed annually between January 1 and on or before February 15.
Official source. Last verified 2026-10-24.
Estimates are separate. Do not add them together; eligibility, taxing units and restrictions can overlap.
Use market value, not assessed or taxable value.
This compares market values only; being above the county median does not establish overassessment.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US06077|3960|68|4351|88|3017|133
Official source. Last verified 2026-10-24.
Published appeal window: July 2, 2026 through November 30, 2026.
How to file: Clerk of the Board Office, 44 North San Joaquin Street, Sixth Floor, Suite 627, Stockton, CA 95202
State guidance: File the county's Assessment Appeal Application (BOE-305-AH) with the clerk of the board in the county where the property is located.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Compare the same home value in up to four counties.
Starts at the county’s Census median: $530,700. Change it to your best estimate.
Enter another ZIP, city or county to compare estimated annual bills.
Not tax or legal advice; confirm with your county.
Not tax or legal advice; confirm with your county. How these estimates work.
Choose your county for email reminders 14 and 3 days before verified last penalty-free payment dates, or due dates when no later cutoff is verified. Announced and statutory dates from official sources qualify. Confirm your email to join. Unsubscribe in one click.
Updated , from cited verification dates. Individual sources may have earlier checks.