San Joaquin County property tax due dates 2026–2027

First secured installment

Due

Late after , subject to the county’s cutoff.

announced due date

Official due-date source

Verified — Last verified . View source

47days to the last penalty-free payment date

Late after .

Pay by the county’s stated time and payment-method cutoff. This is a daily build snapshot.

Read the official cutoff
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added.

Official source. announced. Verified October 24, 2026.

County weekend and holiday rule

A specified date falling on Saturday, Sunday or a legal holiday permits the action on the next business day.

If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)

Official rule. Verified October 24, 2026.

Not tax or legal advice; confirm with your county. Dates are shown as published by the source.

Property tax in San Joaquin County: county, state and US

Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.

AreaMedian annual tax paidMedian home valueEffective rate estimate
San Joaquin County$3,960$530,7000.75%
California$5,124$734,7000.70%
United States$3,119$332,7000.94%

San Joaquin County’s effective-rate point estimate is 0.05 percentage points above California’s and 0.19 percentage points below the US estimate.

Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not statutory rates or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.

Census sources, quotations and sampling uncertainty

San Joaquin County

Annual taxes: $3,960 (90% margin of error: ±$68). Census table B25103_001E. Verified October 24, 2026.

0500000US06077|3960|68|4351|88|3017|133

Home value: $530,700 (90% margin of error: ±$6,613). Census table B25077_001E. Verified October 24, 2026.

0500000US06077|530700|6613

California

Annual taxes: $5,124 (90% margin of error: ±$17). Census table B25103_001E. Verified October 24, 2026.

0400000US06|5124|17|5839|17|3825|19

Home value: $734,700 (90% margin of error: ±$1,307). Census table B25077_001E. Verified October 24, 2026.

0400000US06|734700|1307

United States

Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E. Verified October 24, 2026.

0100000US|3119|4|3489|4|2576|4

Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E. Verified October 24, 2026.

0100000US|332700|236

Installment timeline

2026–2027

Due dates and filing windows, in one view.

Today:

  1. First secured installment

    November 1, 2026

    Official source. Verified .

  2. Second secured installment

    February 1, 2027

    Official source. Verified .

  3. Appeal window

    July 2, 2026 through November 30, 2026

    Official source. Verified .

Assessment notice: not yet verified.

Download announced dates (.ics)

Only announced dates are included, with a reminder seven days before. Re-download after dates change.

How to pay

Payment methods

Online, Phone, Mail, In person

Official source. Verified .

Fees

E-check free; debit card $3.49 per transaction; credit card 2.29%, minimum $1.35.

Official source. Verified .

Late payments and penalties

Delinquent after

December 10, 2026

Official source. Verified .

First installment: 10% after December 10, 2026. Second installment: 10% plus $10 after April 12, 2027. Both cutoffs are 7:00 PM Central (5:00 PM county local time).

Official source. Verified .

A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.

Assessment appeals

Appeal window

July 2, 2026 through November 30, 2026

Official source. Verified .

Where to file

Clerk of the Board Office, 44 North San Joaquin Street, Sixth Floor, Suite 627, Stockton, CA 95202

Official source. Verified .

Official appeal information

Official appeal information

Official source. Verified .

Exemptions

Homeowners' Exemption

Who may qualify

Qualifying owners whose home is their principal residence on January 1.

Official source. Verified .

Savings

One-time claim with the county assessor; first-time filing by February 15 for the full exemption.

Official source. Verified .

Official exemption information

Official exemption information

Official source. Verified .

Disabled Veterans' Exemption

Who may qualify

Qualifying veterans rated or compensated at 100% for service-connected disability, or qualifying unmarried surviving spouses; principal residence required.

Official source. Verified .

Savings

Initial full-benefit filing: by the following January 1 or 90 days after the eligibility event, whichever is later. The low-income exemption requires annual filing by February 15.

Official source. Verified .

Official exemption information

Official exemption information

Official source. Verified .

County offices

Common questions

When is property tax due in San Joaquin County?

First secured installment: November 1, 2026 (announced). Second secured installment: February 1, 2027 (announced).

Where can I pay San Joaquin County property tax?

Use the official payment portal: https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes. Online, Phone, Mail, In person

What is the late-payment penalty for San Joaquin County property tax?

First installment: 10% after December 10, 2026. Second installment: 10% plus $10 after April 12, 2027. Both cutoffs are 7:00 PM Central (5:00 PM county local time).

Does San Joaquin County charge a fee to pay property tax online?

E-check free; debit card $3.49 per transaction; credit card 2.29%, minimum $1.35.

Sources and verification

https://www.sjgov.org/docs/default-source/treasurer---tax-collector-documents/announcements/2026-27-secured-tax-bills-due.pdf?sfvrsn=32d3b389_1
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added.

Verified

https://www.boe.ca.gov/proptaxes/calendar.htm
If the specified date falls on Saturday, Sunday, or a legal holiday, the action may be done on the next business day. (Government Code §§ 6706, 6707)

Verified

https://www.sjgov.org/docs/default-source/treasurer---tax-collector-documents/announcements/2026-27-secured-tax-bills-due.pdf?sfvrsn=32d3b389_1
The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.

Verified

https://www.sjgov.org/docs/default-source/treasurer---tax-collector-documents/announcements/2026-27-secured-tax-bills-due.pdf?sfvrsn=32d3b389_1
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added. The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
Pay Taxes or Obtain a Tax Bill Online

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
There are four ways to pay your taxes: online, by phone, by mail, or in person.

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
e-check (electronic check using bank account) Free Debit Card $3.49 per transaction Credit Card 2.29% of total amount paid minimum charge of $1.35

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
San Joaquin County Treasurer-Tax Collector's Office

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
Phone: (209) 468-2133

Verified

https://www.sjgov.org/department/ttc/tax/how-to-pay-property-taxes
44 North San Joaquin Street, Suite 150 Stockton, CA 95202

Verified

https://www.sjgov.org/department/assessor
Office of the Assessor

Verified

https://www.sjgov.org/department/assessor
Phone: (209) 468-2630

Verified

https://www.sjgov.org/department/assessor
44 North San Joaquin Street Second Floor Suite 230 Stockton, CA 95202

Verified

https://www.sjgov.org/department/cob/assessment-appeals
July 2, 2026 through 5:00 p.m., November 30, 2026.

Verified

https://www.sjgov.org/department/cob/assessment-appeals
Clerk of the Board Office 44 North San Joaquin Street Sixth Floor, Suite 627 Stockton, CA 95202

Verified

https://www.sjgov.org/department/cob/assessment-appeals
Assessment Appeals

Verified

https://www.boe.ca.gov/proptaxes/homeowners_exemption.htm
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home. The home must have been the principal place of residence of the owner on the lien date, January 1st.

Verified

https://www.boe.ca.gov/proptaxes/homeowners_exemption.htm
To claim the exemption, the homeowner must make a one-time filing with the county assessor where the property is located. A person filing for the first time on a property may file anytime after the property or claimant becomes eligible, but no later than February 15 to receive the full exemption for that year.

Verified

https://www.boe.ca.gov/proptaxes/dv_exemption.htm
The Disabled Veterans' Exemption reduces the property tax liability on the principal place of residence of qualified veterans who, due to a service-connected injury or disease, have been rated 100% disabled or are being compensated at the 100% rate due to unemployability. An unmarried surviving spouse of a qualified veteran may also claim the exemption.

Verified

https://www.boe.ca.gov/proptaxes/dv_exemption.htm
the claim form must be filed between the date of the eligibility event and on or before the following January 1, or 90 days after the date of the eligibility event, whichever is later. The claim form must be filed annually between January 1 and on or before February 15.

Verified

Plan your next step

Tools for your county

Open county tools

Tools for San Joaquin County, CA

Estimated bill

Starts at the county’s Census median: $530,700. Change it to your best estimate.

Estimated annual bill$3,960

Your home value × the county’s Census effective rate; your actual bill may differ.

Not tax or legal advice; confirm with your county.

Official tax information

Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.

Census home value source
0500000US06077|530700|6613

Official source. Last verified 2026-10-24.

Census taxes paid source
0500000US06077|3960|68|4351|88|3017|133

Official source. Last verified 2026-10-24.

Late payment penalty

Not available yet

A complete date-based penalty rule and its matching cutoff have not been verified here.

Not tax or legal advice; confirm with your county.

Check the official information

Source and verification
The first installment is due and payable on November 1, 2026, and will become delinquent if not paid by 5:00 p.m. on December 10, 2026; thereafter a 10% penalty will be added. The second installment is due on February 1, 2027, and will become delinquent if not paid by 5:00 p.m. on April 12, 2027; thereafter a 10% penalty will be added plus a $10.00 cost to prepare delinquent tax notices for unpaid taxes.

Official source. Last verified 2026-10-24.

Exemption savings

Check the exemptions that may fit. A “Yes” does not confirm eligibility; your assessor makes that decision.

Homeowners' Exemption

Qualifying owners whose home is their principal residence on January 1.

Does this describe you?
Possible annual savingsAnswer above

We’ll show the next step for this exemption.

Not tax or legal advice; confirm with your county.

Official eligibility and application

Eligibility source
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home. The home must have been the principal place of residence of the owner on the lien date, January 1st.

Official source. Last verified 2026-10-24.

Savings source
To claim the exemption, the homeowner must make a one-time filing with the county assessor where the property is located. A person filing for the first time on a property may file anytime after the property or claimant becomes eligible, but no later than February 15 to receive the full exemption for that year.

Official source. Last verified 2026-10-24.

Disabled Veterans' Exemption

Qualifying veterans rated or compensated at 100% for service-connected disability, or qualifying unmarried surviving spouses; principal residence required.

Does this describe you?
Possible annual savingsAnswer above

We’ll show the next step for this exemption.

Not tax or legal advice; confirm with your county.

Official eligibility and application

Eligibility source
The Disabled Veterans' Exemption reduces the property tax liability on the principal place of residence of qualified veterans who, due to a service-connected injury or disease, have been rated 100% disabled or are being compensated at the 100% rate due to unemployability. An unmarried surviving spouse of a qualified veteran may also claim the exemption.

Official source. Last verified 2026-10-24.

Savings source
the claim form must be filed between the date of the eligibility event and on or before the following January 1, or 90 days after the date of the eligibility event, whichever is later. The claim form must be filed annually between January 1 and on or before February 15.

Official source. Last verified 2026-10-24.

Estimates are separate. Do not add them together; eligibility, taxing units and restrictions can overlap.

Is my assessment too high?

Use market value, not assessed or taxable value.

Compared with the county medianAt the median

This compares market values only; being above the county median does not establish overassessment.

Not tax or legal advice; confirm with your county.

Official appeal information

Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.

Census home value source
0500000US06077|530700|6613

Official source. Last verified 2026-10-24.

Census taxes paid source
0500000US06077|3960|68|4351|88|3017|133

Official source. Last verified 2026-10-24.

Appeal dates and filing

Published appeal window: July 2, 2026 through November 30, 2026.

How to file: Clerk of the Board Office, 44 North San Joaquin Street, Sixth Floor, Suite 627, Stockton, CA 95202

State guidance: File the county's Assessment Appeal Application (BOE-305-AH) with the clerk of the board in the county where the property is located.

Official appeal source. Last verified 2026-10-24.

Official appeal source. Last verified 2026-10-24.

Official appeal source. Last verified 2026-10-24.

Official appeal source. Last verified 2026-10-24.

Compare counties

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City or county works too.

    Starts at the county’s Census median: $530,700. Change it to your best estimate.

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    Not tax or legal advice; confirm with your county.

    Not tax or legal advice; confirm with your county. How these estimates work.

    Updated , from cited verification dates. Individual sources may have earlier checks.