Fall installment
Late after , subject to the county’s cutoff.
announced due date
Verified — Last verified . View source
Late after .
Pay by the county’s stated time and payment-method cutoff. This is a daily build snapshot.
Due dates for 2026 Spring Installment Due Date: Monday, May 11, 2026 Fall Installment Due Date: Tuesday November 10, 2026
Official source. announced. Verified October 24, 2026.
Not tax or legal advice; confirm with your county. Dates are shown as published by the source.
Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.
| Area | Median annual tax paid | Median home value | Effective rate estimate |
|---|---|---|---|
| St. Joseph County | $1,665 | $192,800 | 0.86% |
| Indiana | $1,614 | $218,200 | 0.74% |
| United States | $3,119 | $332,700 | 0.94% |
St. Joseph County’s effective-rate point estimate is 0.12 percentage points above Indiana’s and 0.07 percentage points below the US estimate.
Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not statutory rates or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.
Annual taxes: $1,665 (90% margin of error: ±$39). Census table B25103_001E. Verified October 24, 2026.
0500000US18141|1665|39|1726|39|1541|84
Home value: $192,800 (90% margin of error: ±$3,481). Census table B25077_001E. Verified October 24, 2026.
0500000US18141|192800|3481
Annual taxes: $1,614 (90% margin of error: ±$9). Census table B25103_001E. Verified October 24, 2026.
0400000US18|1614|9|1698|11|1451|14
Home value: $218,200 (90% margin of error: ±$739). Census table B25077_001E. Verified October 24, 2026.
0400000US18|218200|739
Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E. Verified October 24, 2026.
0100000US|3119|4|3489|4|2576|4
Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E. Verified October 24, 2026.
0100000US|332700|236
Due dates and filing windows, in one view.
Today:
Assessment notice: not yet verified.
Official source. Verified .
Only announced dates are included, with a reminder seven days before. Re-download after dates change.
Fees have not been verified. Check the official checkout before paying.
Official source. Verified .
A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.
Official source. Verified .
Official source. Verified .
Official source. Verified .
Spring installment: May 11, 2026 (announced). Fall installment: November 10, 2026 (announced).
Use the official payment portal: https://payments.municipay.com/in_stjoseph/search.
DLGF's published delinquency explanation: 5% if paid within 30 days and no prior installment delinquency for that parcel; otherwise 10%. Later-year unpaid installments can incur additional penalties. Statutory section number not independently confirmed here.
An appeal denied at the initial stage goes to the county Property Tax Assessment Board of Appeals.
Due dates for 2026 Spring Installment Due Date: Monday, May 11, 2026 Fall Installment Due Date: Tuesday November 10, 2026
Verified
Homestead Standard Deduction
Verified
The deduction from assessed value may be claimed by an individual who: 1. owns the residence; 2. is buying the residence under contract, recorded in the county recorder’s office, that provides that the individual is to pay the property taxes on the residence; 3. is entitled to occupy the residence as tenant-stockholder of a cooperative housing cooperation; or 4. is a qualifying individual and the residence is owned by a qualifying trust.
Verified
If an installment of real property taxes is completely paid on or before the date 30 days after the due date and the taxpayer is not liable for delinquent property taxes first due and payable in a previous installment for the same parcel, the amount of the penalty is equal to 5% of the amount of delinquent taxes. Otherwise, the amount of the penalty is equal to 10% of the amount of delinquent taxes.
Verified
If denied, the appeal will be forwarded to the county Property Tax Assessment Board of Appeals (PTABOA) for review.
Verified
https://payments.municipay.com/in_stjoseph/search
Verified
Tools for St. Joseph County, IN
Starts at the county’s Census median: $192,800. Change it to your best estimate.
Your home value × the county’s Census effective rate; your actual bill may differ.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US18141|1665|39|1726|39|1541|84
Official source. Last verified 2026-10-24.
A complete date-based penalty rule and its matching cutoff have not been verified here.
Not tax or legal advice; confirm with your county.
Check the official information
If an installment of real property taxes is completely paid on or before the date 30 days after the due date and the taxpayer is not liable for delinquent property taxes first due and payable in a previous installment for the same parcel, the amount of the penalty is equal to 5% of the amount of delinquent taxes. Otherwise, the amount of the penalty is equal to 10% of the amount of delinquent taxes.
Official source. Last verified 2026-10-24.
Check the exemptions that may fit. A “Yes” does not confirm eligibility; your assessor makes that decision.
Principal residence; qualifying owner, recorded-contract buyer liable for taxes, cooperative tenant-stockholder, or qualifying trust beneficiary. The cited report describes eligibility; current deduction amounts are not asserted.
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
The deduction from assessed value may be claimed by an individual who: 1. owns the residence; 2. is buying the residence under contract, recorded in the county recorder’s office, that provides that the individual is to pay the property taxes on the residence; 3. is entitled to occupy the residence as tenant-stockholder of a cooperative housing cooperation; or 4. is a qualifying individual and the residence is owned by a qualifying trust.
Official source. Last verified 2026-10-24.
Estimates are separate. Do not add them together; eligibility, taxing units and restrictions can overlap.
Use market value, not assessed or taxable value.
This compares market values only; being above the county median does not establish overassessment.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
0500000US18141|1665|39|1726|39|1541|84
Official source. Last verified 2026-10-24.
An appeal denied at the initial stage goes to the county Property Tax Assessment Board of Appeals.
County filing instructions have not been verified here.
State guidance: An appeal denied at the initial stage goes to the county Property Tax Assessment Board of Appeals.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Compare the same home value in up to four counties.
Starts at the county’s Census median: $192,800. Change it to your best estimate.
Enter another ZIP, city or county to compare estimated annual bills.
Not tax or legal advice; confirm with your county.
Not tax or legal advice; confirm with your county. How these estimates work.
Choose your county for email reminders 14 and 3 days before announced last penalty-free payment dates. Confirm your email to join. Unsubscribe in one click.
South Bend-Mishawaka, IN-MI (Metropolitan Statistical Area). Census delineation, verified October 24, 2026.
43780 | South Bend-Mishawaka, IN-MI | Metropolitan Statistical Area | St. Joseph County | Indiana | 18 | 141
Updated , from cited verification dates. Individual sources may have earlier checks.