Senior and disability tax relief
Who may qualify
Qualifying homeowners age 65 or older and disabled citizens; age, income and residency rules apply.
Official source. Verified .
Shelby County property tax due dates 2026
Next date not yet announced
Check the official source for your next due date. Published past dates remain in the installment timeline.
Verified — Last verified . View source
Penalty cutoff
Not yet verified.
Confirm the last penalty-free payment day with your county.
County weekend and holiday rule
The Trustee states the annual payment deadline is the last day of February following the tax year. Check the collector for any weekend adjustment.
The deadline to pay taxes is the last day in February of the following calendar year.
Official rule. Verified October 24, 2026.
Not tax or legal advice; confirm with your county. Dates are shown as published by the source.
Property tax in Shelby County: county, state and US
Census ACS 2020–2024 estimates for owner-occupied homes. The median annual tax paid is a historical survey estimate, not a quote for this year’s bill.
| Area | Median annual tax paid | Median home value | Effective rate estimate |
|---|---|---|---|
| Shelby County | $2,429 | $249,100 | 0.98% |
| Tennessee | $1,442 | $286,700 | 0.50% |
| United States | $3,119 | $332,700 | 0.94% |
Shelby County’s effective-rate point estimate is 0.47 percentage points above Tennessee’s and 0.04 percentage points above the US estimate.
Effective rate = median annual real estate taxes paid (B25103) ÷ median owner-occupied home value (B25077). State and US figures use their own Census medians, not averages of counties. These ratios are not statutory rates or medians of individual tax rates. Differences are not tests of statistical significance. Bounded or missing estimates stay unavailable.
Census sources, quotations and sampling uncertainty
Shelby County
Annual taxes: $2,429 (90% margin of error: ±$40). Census table B25103_001E. Verified October 24, 2026.
0500000US47157|2429|40|2614|59|2029|86
Home value: $249,100 (90% margin of error: ±$4,330). Census table B25077_001E. Verified October 24, 2026.
0500000US47157|249100|4330
Tennessee
Annual taxes: $1,442 (90% margin of error: ±$8). Census table B25103_001E. Verified October 24, 2026.
0400000US47|1442|8|1585|13|1258|11
Home value: $286,700 (90% margin of error: ±$1,492). Census table B25077_001E. Verified October 24, 2026.
0400000US47|286700|1492
United States
Annual taxes: $3,119 (90% margin of error: ±$4). Census table B25103_001E. Verified October 24, 2026.
0100000US|3119|4|3489|4|2576|4
Home value: $332,700 (90% margin of error: ±$236). Census table B25077_001E. Verified October 24, 2026.
0100000US|332700|236
Installment timeline
2026Due dates and filing windows, in one view.
Today:
Assessment notice
Assessment changes should be mailed by May 20.
Official source. Statutory. Verified .
Notice-dependent appeal timing
Informal reviews close at the end of May. Formal Board of Equalization filing typically closes the last working day of June; confirm the current deadline with the board.
Official source. Verified .
Only announced dates are included, with a reminder seven days before. Re-download after dates change.
How to pay
Late payments and penalties
Interest is 1.5% of base tax each month beginning March 1; additional interest is assessed on the first of each month.
Official source. Verified .
A numerical example is unavailable without a verified single percentage and unit. Use the published rule or ask the county for a payoff amount.
Assessment appeals
Informal reviews close at the end of May. Formal Board of Equalization filing typically closes the last working day of June; confirm the current deadline with the board.
Official source. Verified .
Exemptions
Disabled veteran tax relief
Who may qualify
Qualifying disabled veterans and surviving spouses; the program has no income limit for these applicants.
Official source. Verified .
Senior property tax freeze
Who may qualify
Owners age 65 or older who live in a Shelby County home as their primary residence and meet the household income limit.
Official source. Verified .
County offices
Shelby County Trustee
collector
Official source. Verified .
Shelby County Assessor of Property
assessor
Official source. Verified .
County notes
The Trustee states the annual payment deadline is the last day of February following the tax year. Check the collector for any weekend adjustment.
Official source. Verified .
Common questions
When is property tax due in Shelby County?
Annual county taxes become payable: October 5, 2026 (statutory).
Where can I pay Shelby County property tax?
Use the official payment portal: https://payments.shelbycountytrustee.com/. Credit card, E-check
What is the late-payment penalty for Shelby County property tax?
Interest is 1.5% of base tax each month beginning March 1; additional interest is assessed on the first of each month.
Does Shelby County charge a fee to pay property tax online?
E-check: $1.50. Credit/debit: 2.6%.
When can I appeal my Shelby County assessment?
Informal reviews close at the end of May. Formal Board of Equalization filing typically closes the last working day of June; confirm the current deadline with the board.
Sources and verification
https://www.shelbycountytrustee.com/208/Calculate-Taxes
The 2026 tax rate in Shelby County is $2.702382 per $100 of assessed value for ALL Shelby County property owners.
Verified
https://www.comptroller.tn.gov/office-functions/pa/property-taxes/assessment-schedule.html
Current year's taxes become due and payable on the first Monday in October.
Verified
https://www.comptroller.tn.gov/office-functions/pa/property-taxes/assessment-schedule.html
May 20 Assessments should be complete and change notices mailed.
Verified
https://www.shelbycountytrustee.com/125/Payment-Deadlines-Mailing-Payments
Interest of 1.5% of base tax will be added to any unpaid balance on March 1st after the February payment deadline. Interest will continue to accrue on the first day of each subsequent month until taxes are paid in full.
Verified
https://www.shelbycountytrustee.com/125/Payment-Deadlines-Mailing-Payments
The deadline to pay taxes is the last day in February of the following calendar year.
Verified
https://www.shelbycountytrustee.com/88/Payment-Information
Credit card and E-check payments are secured by encrypted transmission.
Verified
https://www.shelbycountytrustee.com/88/Payment-Information
There is a $1.50 fee for payment by E-check. (Checks on credit card accounts cannot be processed as E-check.) Credit Cards Taxes paid by credit card will be considered paid on the date and time authorization is approved. Once your payment has been authorized, it will be posted to our system immediately. There is a 2.6% convenience fee for paying taxes by credit card or debit card. These fees are not retained by the Shelby County Trustee.
Verified
https://assessormelvinburgess.com/appeals-process
The deadline to request an Informal Review with the Assessor's Office for the current tax year ends on the last day of May. The deadline to submit an appeal for real and personal property to the Shelby County Board of Equalization typically ends the last working day of June. Please check the SCBoE website for confirmation.
Verified
https://www.shelbycountytrustee.com/106/Tax-Relief
The Shelby County Trustee administers a state funded Tax Relief Program to help taxpayers 65 or older, disabled citizens, and veterans pay their property taxes.
Verified
https://www.shelbycountytrustee.com/106/Tax-Relief
There is no income limit for disabled veterans, widow(er)s of a disabled veteran, or the spouse of a soldier killed in action.
Verified
https://www.shelbycountytrustee.com/142/Do-I-Qualify-for-Tax-Freeze
Are you 65 or older? Do you own and live in a home in Shelby County that is your primary residence? Is the total income for you, your spouse, and all parties listed on your property deed less than $63,470 for 2025?
Verified
Plan your next step
Tools for your county
Open county toolsTools for Shelby County, TN
Estimated bill
Starts at the county’s Census median: $249,100. Change it to your best estimate.
Estimated annual bill$2,429
Your home value × the county’s Census effective rate; your actual bill may differ.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
Census taxes paid source
0500000US47157|2429|40|2614|59|2029|86
Official source. Last verified 2026-10-24.
Late payment penalty
Not available yet
A complete date-based penalty rule and its matching cutoff have not been verified here.
Not tax or legal advice; confirm with your county.
Check the official information
Source and verification
Interest of 1.5% of base tax will be added to any unpaid balance on March 1st after the February payment deadline. Interest will continue to accrue on the first day of each subsequent month until taxes are paid in full.
Official source. Last verified 2026-10-24.
Exemption savings
Check the exemptions that may fit. A “Yes” does not confirm eligibility; your assessor makes that decision.
Senior and disability tax relief
Qualifying homeowners age 65 or older and disabled citizens; age, income and residency rules apply.
Possible annual savingsAnswer above
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
Eligibility source
The Shelby County Trustee administers a state funded Tax Relief Program to help taxpayers 65 or older, disabled citizens, and veterans pay their property taxes.
Official source. Last verified 2026-10-24.
Disabled veteran tax relief
Qualifying disabled veterans and surviving spouses; the program has no income limit for these applicants.
Possible annual savingsAnswer above
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
Eligibility source
There is no income limit for disabled veterans, widow(er)s of a disabled veteran, or the spouse of a soldier killed in action.
Official source. Last verified 2026-10-24.
Senior property tax freeze
Owners age 65 or older who live in a Shelby County home as their primary residence and meet the household income limit.
Possible annual savingsAnswer above
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
Eligibility source
Are you 65 or older? Do you own and live in a home in Shelby County that is your primary residence? Is the total income for you, your spouse, and all parties listed on your property deed less than $63,470 for 2025?
Official source. Last verified 2026-10-24.
Property Tax Relief
Low-income elderly/disabled homeowners and eligible disabled veterans or surviving spouses; reimbursement program, not exemption.
Possible annual savingsAnswer above
We’ll show the next step for this exemption.
Not tax or legal advice; confirm with your county.
Official eligibility and application
Eligibility source
Tennessee state law provides for property tax relief for low-income elderly and disabled homeowners, as well as disabled veteran homeowners or their surviving spouses.
Official source. Last verified 2026-10-24.
Estimates are separate. Do not add them together; eligibility, taxing units and restrictions can overlap.
Is my assessment too high?
Use market value, not assessed or taxable value.
Compared with the county medianAt the median
This compares market values only; being above the county median does not establish overassessment.
Not tax or legal advice; confirm with your county.
Census survey, 2020–2024. Rate = median annual taxes ÷ median home value.
Census taxes paid source
0500000US47157|2429|40|2614|59|2029|86
Official source. Last verified 2026-10-24.
Appeal dates and filing
Informal reviews close at the end of May. Formal Board of Equalization filing typically closes the last working day of June; confirm the current deadline with the board.
How to file: Shelby County Board of Equalization.
State guidance: General state Board of Equalization deadline: later of August 1 or 45 days after county-board action notice was sent.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Official appeal source. Last verified 2026-10-24.
Compare counties
Compare the same home value in up to four counties.
Starts at the county’s Census median: $249,100. Change it to your best estimate.
Estimated annual differenceAdd a place
Enter another ZIP, city or county to compare estimated annual bills.
Not tax or legal advice; confirm with your county.
Not tax or legal advice; confirm with your county. How these estimates work.
A reminder before penalties
Choose your county for email reminders 14 and 3 days before verified last penalty-free payment dates, or due dates when no later cutoff is verified. Announced and statutory dates from official sources qualify. Confirm your email to join. Unsubscribe in one click.
Related counties in the same Census area
Memphis, TN-MS-AR (Metropolitan Statistical Area). Census delineation, verified October 24, 2026.
Source membership row
32820 | Memphis, TN-MS-AR | Metropolitan Statistical Area | Shelby County | Tennessee | 47 | 157
Updated , from cited verification dates. Individual sources may have earlier checks.